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The issue if inequity in mortgage lending is significantly more complex than the assumption that banks are discriminating in their lending practices suggests. The socio economic issues of education, employment, income, generational wealth and family formation all play a role. The causes of the racial gap in homeownership are incredibly complicated. To suggest banks are responsible is myopic.
The issue if inequity in mortgage lending is significantly more complex than the assumption that banks are discriminating in their lending practices suggests. The socio economic issues of education, employment, income, generational wealth and family formation all play a role. The causes of the racial gap in homeownership are incredibly complicated. To suggest banks are responsible is myopic.
Good points - definitely worth a follow up.